Group Rating Programs

The Ohio Bureau of Workers’ Compensation (OBWC) allows employers in both the private and public sectors to join together under a sponsoring organization in order to be evaluated as one large employer for the purpose of workers’ compensation premium calculation.

Typically, an employer must have better-than-average claims experience in order to qualify for a group rating program and also must be up-to-date on premium payments owed to the OBWC.

Savings on group rating programs do vary. Employers with excellent claims experience and safety records can qualify for up to 53% discounts. Employers with average to better-than-average loss history can expect savings in the range of 30% to 45%.

ACI’s Preferred TPA:

Save Significantly on Your Workers’ Compensation Premium

Did you know that many alternative discounts are available to help reduce your annual Ohio workers’ compensation costs?

Through the Sedgwick workers’ compensation program, your organization can significantly reduce your workers’ compensation costs through a variety of alternative rating programs. Sedgwick offers you quality service and stability through the complex workers’ compensation environment.

For over 50 years, Sedgwick has been helping employers navigate Ohio’s workers’ compensation system, providing services to help them control claim-related costs and reduce premiums. Their team includes the experienced colleagues from CompManagement and CareWorks Comp. The two companies merged and are now Sedgwick.

Together, they serve nearly 65,000 Ohio employers including organizations of all sizes operating in various industries across the state. Group rating programs administered by Sedgwick have produced over $4 billion in savings since group rating was introduced in 1991, and their group retrospective programs have returned over $630 million in premium refunds since the program began in 2009.